SERVER

Spend Guard

Rank #16,099

io.github.vulinh1704/spend-guard

Budgets, payee allowlists, price-spike checks and human approval for agents paying x402 paywalls

1 version

by vulinh1704 (2 servers)View repository ↗

Listed & last published

Oct 31, 2026

PURPOSE

What you can do with Spend Guard

Spend Guard is a Model Context Protocol (MCP) server published by vulinh1704. It ranks #16,099 of 167,945 active servers on MCP Toplist. Spend Guard is listed across 2 registries — Official MCP and Glama, with 1 tracked version. It was first listed on Oct 31, 2026 and most recently updated on Oct 31, 2026.

Not verifiedMCP Toplist has not yet written a checked profile for this server, so the paragraph above is assembled from registry data only. The repository README is the authority on what it does.

CAPABILITIES AND LIMITATIONS

What Spend Guard can and cannot do

Not verifiedMCP Toplist has not catalogued this server's tools or limitations. The repository README lists them.

REQUIREMENTS

What you need before using Spend Guard

DeclaredNo credentialsNo credentials declared

The registry listing declares no required environment variables or authentication. This is declared metadata, not a verified install — the repository README is the authority.

Declared by Glama, last synced Nov 3, 2026. Not independently verified by MCP Toplist.

Declared in the registry install config

SPEND_GUARD_POLICY · optional
SPEND_GUARD_RAILS · optional
SPEND_GUARD_LEDGER · optional
SPEND_GUARD_DASHBOARD_PORT · optional
SPEND_GUARD_APPROVAL_TIMEOUT · optional
SPEND_GUARD_MOCK_NETWORK · optional
ARC_PRIVATE_KEY · optional
NEAR_ACCOUNT_ID · optional
NEAR_PRIVATE_KEY · optional

INSTALLATION AND FIRST TASK

Connect Spend Guard and confirm it works

npm package

claude mcp add spend-guard -e "SPEND_GUARD_POLICY=<your SPEND_GUARD_POLICY>" -e "SPEND_GUARD_RAILS=<your SPEND_GUARD_RAILS>" -e "SPEND_GUARD_LEDGER=<your SPEND_GUARD_LEDGER>" -e "SPEND_GUARD_DASHBOARD_PORT=<your SPEND_GUARD_DASHBOARD_PORT>" -e "SPEND_GUARD_APPROVAL_TIMEOUT=<your SPEND_GUARD_APPROVAL_TIMEOUT>" -e "SPEND_GUARD_MOCK_NETWORK=<your SPEND_GUARD_MOCK_NETWORK>" -e "ARC_PRIVATE_KEY=<your ARC_PRIVATE_KEY>" -e "NEAR_ACCOUNT_ID=<your NEAR_ACCOUNT_ID>" -e "NEAR_PRIVATE_KEY=<your NEAR_PRIVATE_KEY>" -- npx -y @vulinh1704/spend-guard mcp

Replace each placeholder with your own value before saving.

npm package

[mcp_servers.spend-guard]
command = "npx"
args = ["-y", "@vulinh1704/spend-guard", "mcp"]

[mcp_servers.spend-guard.env]
SPEND_GUARD_POLICY = "<your SPEND_GUARD_POLICY>"
SPEND_GUARD_RAILS = "<your SPEND_GUARD_RAILS>"
SPEND_GUARD_LEDGER = "<your SPEND_GUARD_LEDGER>"
SPEND_GUARD_DASHBOARD_PORT = "<your SPEND_GUARD_DASHBOARD_PORT>"
SPEND_GUARD_APPROVAL_TIMEOUT = "<your SPEND_GUARD_APPROVAL_TIMEOUT>"
SPEND_GUARD_MOCK_NETWORK = "<your SPEND_GUARD_MOCK_NETWORK>"
ARC_PRIVATE_KEY = "<your ARC_PRIVATE_KEY>"
NEAR_ACCOUNT_ID = "<your NEAR_ACCOUNT_ID>"
NEAR_PRIVATE_KEY = "<your NEAR_PRIVATE_KEY>"

Add to ~/.codex/config.toml. Replace each placeholder with your own value before saving.

npm package

{
  "mcpServers": {
    "spend-guard": {
      "command": "npx",
      "args": [
        "-y",
        "@vulinh1704/spend-guard",
        "mcp"
      ],
      "env": {
        "SPEND_GUARD_POLICY": "<your SPEND_GUARD_POLICY>",
        "SPEND_GUARD_RAILS": "<your SPEND_GUARD_RAILS>",
        "SPEND_GUARD_LEDGER": "<your SPEND_GUARD_LEDGER>",
        "SPEND_GUARD_DASHBOARD_PORT": "<your SPEND_GUARD_DASHBOARD_PORT>",
        "SPEND_GUARD_APPROVAL_TIMEOUT": "<your SPEND_GUARD_APPROVAL_TIMEOUT>",
        "SPEND_GUARD_MOCK_NETWORK": "<your SPEND_GUARD_MOCK_NETWORK>",
        "ARC_PRIVATE_KEY": "<your ARC_PRIVATE_KEY>",
        "NEAR_ACCOUNT_ID": "<your NEAR_ACCOUNT_ID>",
        "NEAR_PRIVATE_KEY": "<your NEAR_PRIVATE_KEY>"
      }
    }
  }
}

Add to claude_desktop_config.json (Settings → Developer → Edit Config). Replace each placeholder with your own value before saving.

npm package

{
  "mcpServers": {
    "spend-guard": {
      "command": "npx",
      "args": [
        "-y",
        "@vulinh1704/spend-guard",
        "mcp"
      ],
      "env": {
        "SPEND_GUARD_POLICY": "<your SPEND_GUARD_POLICY>",
        "SPEND_GUARD_RAILS": "<your SPEND_GUARD_RAILS>",
        "SPEND_GUARD_LEDGER": "<your SPEND_GUARD_LEDGER>",
        "SPEND_GUARD_DASHBOARD_PORT": "<your SPEND_GUARD_DASHBOARD_PORT>",
        "SPEND_GUARD_APPROVAL_TIMEOUT": "<your SPEND_GUARD_APPROVAL_TIMEOUT>",
        "SPEND_GUARD_MOCK_NETWORK": "<your SPEND_GUARD_MOCK_NETWORK>",
        "ARC_PRIVATE_KEY": "<your ARC_PRIVATE_KEY>",
        "NEAR_ACCOUNT_ID": "<your NEAR_ACCOUNT_ID>",
        "NEAR_PRIVATE_KEY": "<your NEAR_PRIVATE_KEY>"
      }
    }
  }
}

Add to ~/.cursor/mcp.json (global) or .cursor/mcp.json (per project). Replace each placeholder with your own value before saving.

npm package

{
  "servers": {
    "spend-guard": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "@vulinh1704/spend-guard",
        "mcp"
      ],
      "env": {
        "SPEND_GUARD_POLICY": "<your SPEND_GUARD_POLICY>",
        "SPEND_GUARD_RAILS": "<your SPEND_GUARD_RAILS>",
        "SPEND_GUARD_LEDGER": "<your SPEND_GUARD_LEDGER>",
        "SPEND_GUARD_DASHBOARD_PORT": "<your SPEND_GUARD_DASHBOARD_PORT>",
        "SPEND_GUARD_APPROVAL_TIMEOUT": "<your SPEND_GUARD_APPROVAL_TIMEOUT>",
        "SPEND_GUARD_MOCK_NETWORK": "<your SPEND_GUARD_MOCK_NETWORK>",
        "ARC_PRIVATE_KEY": "<your ARC_PRIVATE_KEY>",
        "NEAR_ACCOUNT_ID": "<your NEAR_ACCOUNT_ID>",
        "NEAR_PRIVATE_KEY": "<your NEAR_PRIVATE_KEY>"
      }
    }
  }
}

Save as .vscode/mcp.json in your workspace. Replace each placeholder with your own value before saving.

npm package

{
  "mcpServers": {
    "spend-guard": {
      "command": "npx",
      "args": [
        "-y",
        "@vulinh1704/spend-guard",
        "mcp"
      ],
      "env": {
        "SPEND_GUARD_POLICY": "<your SPEND_GUARD_POLICY>",
        "SPEND_GUARD_RAILS": "<your SPEND_GUARD_RAILS>",
        "SPEND_GUARD_LEDGER": "<your SPEND_GUARD_LEDGER>",
        "SPEND_GUARD_DASHBOARD_PORT": "<your SPEND_GUARD_DASHBOARD_PORT>",
        "SPEND_GUARD_APPROVAL_TIMEOUT": "<your SPEND_GUARD_APPROVAL_TIMEOUT>",
        "SPEND_GUARD_MOCK_NETWORK": "<your SPEND_GUARD_MOCK_NETWORK>",
        "ARC_PRIVATE_KEY": "<your ARC_PRIVATE_KEY>",
        "NEAR_ACCOUNT_ID": "<your NEAR_ACCOUNT_ID>",
        "NEAR_PRIVATE_KEY": "<your NEAR_PRIVATE_KEY>"
      }
    }
  }
}

Add to ~/.codeium/windsurf/mcp_config.json. Replace each placeholder with your own value before saving.

npm package

{
  "mcpServers": {
    "spend-guard": {
      "command": "npx",
      "args": [
        "-y",
        "@vulinh1704/spend-guard",
        "mcp"
      ],
      "env": {
        "SPEND_GUARD_POLICY": "<your SPEND_GUARD_POLICY>",
        "SPEND_GUARD_RAILS": "<your SPEND_GUARD_RAILS>",
        "SPEND_GUARD_LEDGER": "<your SPEND_GUARD_LEDGER>",
        "SPEND_GUARD_DASHBOARD_PORT": "<your SPEND_GUARD_DASHBOARD_PORT>",
        "SPEND_GUARD_APPROVAL_TIMEOUT": "<your SPEND_GUARD_APPROVAL_TIMEOUT>",
        "SPEND_GUARD_MOCK_NETWORK": "<your SPEND_GUARD_MOCK_NETWORK>",
        "ARC_PRIVATE_KEY": "<your ARC_PRIVATE_KEY>",
        "NEAR_ACCOUNT_ID": "<your NEAR_ACCOUNT_ID>",
        "NEAR_PRIVATE_KEY": "<your NEAR_PRIVATE_KEY>"
      }
    }
  }
}

Replace each placeholder with your own value before saving.

First successful task

After adding the config, ask your client to list this server's tools. A tool list confirms the connection; an empty list or an error means the server did not start or needs credentials.

ALTERNATIVES

When to choose another server

Other servers by vulinh1704

Mantis#11,993

View all vulinh1704 servers →

No task-specific alternatives are catalogued for Spend Guardyet; the list above is its publisher's other servers.

MAINTENANCE AND EVIDENCE

What changed, and when this was checked

First listed: Oct 31, 2026
Latest version published: Oct 31, 2026
Version history: 1 version tracked (below)
Requirements evidence: Declared by Glama, last synced Nov 3, 2026. Not independently verified by MCP Toplist.
Profile checked: Not yet — purpose, capabilities and requirements above come from registry data only
Ranking data as of: Nov 3, 2026

Registry sightings

Official MCP ↗listed since Oct 31, 2026 · still listed
Glama ↗listed since Oct 31, 2026 · still listed

Do you maintain Spend Guard? to correct or enrich this profile.

VERSIONS

Available versions (1)

Version	Published
0.2.0	Oct 31, 2026

STANDING

#16,099of 167,945 active serversTop 10%

Ranks ahead of 151,846 of 167,945 servers on MCP Toplist.

BADGE

Show your rank

Maintain this server? Add the live rank badge to your README — it updates automatically as the leaderboard changes.

Markdown

[![MCP Toplist](https://mcptoplist.com/badge/io.github.vulinh1704%2Fspend-guard.svg)](https://mcptoplist.com/server/io.github.vulinh1704%2Fspend-guard)

HTML

<a href="https://mcptoplist.com/server/io.github.vulinh1704%2Fspend-guard"><img src="https://mcptoplist.com/badge/io.github.vulinh1704%2Fspend-guard.svg" alt="MCP Toplist: Top 10% of 167,945" /></a>

Variants: append ?metric=score or ?metric=stars to the image URL.

FAQ

Frequently asked questions

Who maintains Spend Guard?: Spend Guard is maintained by vulinh1704, which publishes 2 MCP servers (2 total versions) tracked on MCP Toplist.
Is Spend Guard listed on the Official MCP Registry?: Yes — Spend Guard is listed on the Official MCP Registry, alongside Glama.
How many versions does Spend Guard have?: MCP Toplist tracks 1 version of Spend Guard, most recently published on Oct 31, 2026.
Where can I find the source code for Spend Guard?: The source code for Spend Guard is hosted at github.com/vulinh1704/spend-guard.

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